What is supplemental insurance?

The following states require that policy exclusions, 异常, and limitations be provided in this marketing material. 有关确切的条款和条件，请参阅您所在州的补充健康pp王者电子官网政策.

亚利桑那州,

由于下列原因造成或导致的任何损失，本保单不提供赔偿:

1. Normal pregnancy and childbirth; however, complications of pregnancy shall be considered as a Sickness; 2. Any attempt at suicide or any intentionally self-inflicted Injury, whether sane or insane; 3. Mental or nervous disease or disorder for more than 30 days per calendar year for the same or related disease or disorder; 4. Routine well-baby care for newborn children; 5. 任何类型的疝气或痔疮或任何扁桃体的疾病, 腺样体, 如果在本保单对被pp王者电子官网人生效后90天内开始隔离，则不得使用生殖器官. This exception shall not be applicable when the attending Physician certifies that such diseases or conditions are treated on an emergency basis; 6. Cosmetic and/or elective surgery unless caused by Injury or done for reconstructive purposes due to Injury or Sickness; 7. 中毒(根据发生损失的州法律的定义)或对酒精或任何非法或受管制的物质上瘾, including treatment for overdose, detoxification and rehabilitation. This would not apply to treatment when a controlled substance is administered by a Physician and taken according to the Physician’s instructions; 8. 在美利坚合众国、其属地和领土以外提供的治疗; or 9. 任何未经美国批准的药物或器械的管理.S. 食物 & 美国食品药品监督管理局(FDA)，包括但不限于用于药物输送的任何植入物.

已存在疾病限制:这些政策不包括任何 loss incurred which is caused by or results from a pre-existing sickness or physical condition, as defined within the policies, subject to the time limit on certain defenses provision.

康涅狄格州,

由于下列原因造成或导致的任何损失，本保单不提供赔偿:

1. Normal pregnancy and childbirth; however, complications of pregnancy shall be considered as a Sickness; 2. Any attempt at suicide or any intentionally self-inflicted Injury, whether sane or insane; 3. Mental or nervous disease or disorder for more than 30 days per calendar year for the same or related disease or disorder; 4. Routine well-baby care for newborn children; 5. 任何类型的疝气或痔疮或任何扁桃体的疾病, 腺样体, 如果在本保单对被pp王者电子官网人生效后90天内开始隔离，则不得使用生殖器官. This exception shall not be applicable when the attending Physician certifies that such diseases or conditions are treated on an emergency basis; 6. Cosmetic and/or elective surgery unless caused by Injury or done for reconstructive purposes due to Injury or Sickness; 7. 中毒(根据发生损失的州法律的定义)或对酒精或任何非法或受管制的物质上瘾, including treatment for overdose, detoxification and rehabilitation. This would not apply to treatment when a controlled substance is administered by a Physician and taken according to the Physician’s instructions; 8. 在美利坚合众国、其属地和领土以外提供的治疗; or 9. 任何未经美国批准的药物或器械的管理.S. 食物 & Drug Administration (FDA).

已存在疾病限制:本保单不包括因已存在疾病或身体状况引起或导致的任何损失, as defined within the policy, subject to the time limit on certain defenses provision.

爱达荷州,

由于下列原因造成或导致的任何损失，本保单不提供赔偿:

1. Normal pregnancy and childbirth; however, Complications of Pregnancy shall be considered as a Sickness; 2. Elective abortions; however, 为保护被堕胎妇女的生命而进行的选择性堕胎, shall be considered as a Sickness; 3. Any attempt at suicide or any intentionally self-inflicted Injury, whether sane or insane; 4. Mental or nervous disease or disorder for more than 30 days per calendar year for the same or related disease or disorder; 5. Routine well-baby care for newborn children; 6. 整容手术, 但由于创伤而附带或随后进行的整形手术不包括重建手术, infection or other diseases of the involved part, and reconstructive surgery because of congenital disease or Congenital Anomaly of a covered dependent child; or 7. 在美利坚合众国、其属地和领土以外提供的治疗.

Pre-existing Condition Limitations: This policy shall not deny, 排除或限制受保人在个人pp王者电子官网生效日期后超过12个月因已有疾病而发生的承保费用的福利.

堪萨斯-

由于下列原因造成或导致的任何损失，本保单不提供赔偿:

1. Normal pregnancy and childbirth; however, complications of pregnancy shall be considered as a Sickness; 2. Any attempt at suicide or any intentionally self-inflicted Injury, whether sane or insane; 3. Mental or nervous disease or disorder for more than 30 days per calendar year for the same or related disease or disorder; 4. Routine well-baby care for newborn children; 5. 任何类型的疝气或痔疮或任何扁桃体的疾病, 腺样体, 如果在本保单对被pp王者电子官网人生效后90天内开始隔离，则不得使用生殖器官. This exception shall not be applicable when the attending Physician certifies that such diseases or conditions are treated on an emergency basis; 6. Cosmetic and/or elective surgery unless caused by Injury or done for reconstructive purposes due to Injury or Sickness; 7. 中毒(根据发生损失的州法律的定义)或对酒精或任何非法或受管制的物质上瘾, including treatment for overdose, detoxification and rehabilitation. This would not apply to treatment when a controlled substance is administered by a Physician and taken according to the Physician’s instructions; 8. 在美利坚合众国、其属地和领土以外提供的治疗; or 9. 任何未经美国批准的药物或器械的管理.S. 食物 & 美国食品药品监督管理局(FDA)，包括但不限于用于药物输送的任何植入物.

已存在疾病限制:这些政策不包括任何 loss incurred which is caused by or results from a pre-existing sickness or physical condition, as defined within the policies, subject to the time limit on certain defenses provision.

俄克拉何马州,

由于下列原因造成或导致的任何损失，本保单不提供赔偿:

1. Normal pregnancy and childbirth; however, complications of pregnancy shall be considered as a Sickness; 2. Any attempt at suicide or any intentionally self-inflicted Injury, whether sane or insane; 3. Mental or nervous disease or disorder for more than 30 days per calendar year for the same or related disease or disorder; 4. Routine well-baby care for newborn children; 5. 任何类型的疝气或痔疮或任何扁桃体的疾病, 腺样体, 如果在本保单对被pp王者电子官网人生效后90天内开始隔离，则不得使用生殖器官. This exception shall not be applicable when the attending Physician certifies that such diseases or conditions are treated on an emergency basis; 6. Cosmetic and/or elective surgery unless caused by Injury or done for reconstructive purposes due to Injury or Sickness; 7. 中毒(根据发生损失的州法律的定义)或对酒精或任何非法或受管制的物质上瘾, including treatment for overdose, detoxification and rehabilitation. This would not apply to treatment when a controlled substance is administered by a Physician and taken according to the Physician’s instructions; 8. Treatment provided outside th possessions and territories; or 9. 任何未经美国批准的药物或器械的管理.S. 食物 & 美国食品药品监督管理局(FDA)，包括但不限于用于药物输送的任何植入物.

已存在疾病限制:这些政策不包括任何 loss incurred which is caused by or results from a pre-existing sickness or physical condition, as defined within the policies, subject to the time limit on certain defenses provision.